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What Are the Two SSA Programs that Pay Disability Benefits?

Joanow Legal Group Nov. 1, 2019

The Social Security Administration offers various programs that pay benefits for different reasons. You probably know of the program that pays retirement benefits to those over a certain age. The SSA also pays disability benefits from two different programs. If you have a disability that prevents you from working or that limits your income. Understanding the programs will help you to know which you should apply for in Pennsylvania.

The SSA explains that the program options for disability benefits include the Supplemental Security Income Program and Social Security Disability Insurance Program. SSI provides benefits if you meet income requirements as this program is income-based. SSDI relies on your work history to qualify you for benefits.

For both programs, you must meet the definition set by the SSA for having a disability. This is a strict definition, and you will have to provide documented proof of your condition. With SSI, you receive healthcare under the Medicaid program. However, with your SSDI benefits, you get health care coverage under Medicare.

The SSA calculates the monthly benefit amount you receive under SSDI by considering your past earnings from employment and your payments into the Social Security program. For SSI, the SSA basis the benefit you receive on your income minus deductions.

You will go through an application process to receive benefits under either program. It is essential to make sure that you follow all instructions and provide all the information the SSA requests to avoid delays. Also, note that you may be able to receive both types of disability benefits as long as you meet the qualifications. This information is for education only and is not legal advice.